Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Fidelity IRA vs SoFi Active IRA

Fidelity is a great option if you want a self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.

Consider SoFi Active if you want a mobile-friendly IRA with access to a wide range of investments, including IPOs.

Fidelity

Fidelity

Self-Directed

Best if you want
A self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options, Bonds
Limitations
Fidelity's fees on money market mutual funds (where you can put extra cash in your account) are a little higher than some peers.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filled
4 stars
Customer Support
Great mix of call centers, online help and over 100 branches.
SoFi

SoFi

Self-Directed

Best if you want
A mobile-friendly IRA with access to a wide range of investments, including IPOs.
Fees
0%
What they invest in
Stocks & ETFs, IPOs
Limitations
Limited access to research and trading tools and no options trading.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar filled
5 stars
Customer Support
Online and call center access.
Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.
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