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Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Fidelity IRA vs TD Ameritrade IRA

Updated on May 29, 2024

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Fidelity offers a self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.

TD Ameritrade offers a self-directed IRA as a well-balanced account as one of the larger providers of retirement accounts.

Find & move your old 401(k)s into your new IRA
Provider
Fidelity
Self-Directed IRA
TD Ameritrade
Self-Directed IRA
Fees
Fidelity
0%
TD Ameritrade
$0 online trades for stocks and exchange-traded funds (ETFs)
What they invest in
Fidelity
A wide selection of commission-free ETFs from Fidelity, iShares and other industry leaders.
TD Ameritrade
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
Limitations
Fidelity
Fidelity's fees on money market mutual funds (where you can put extra cash in your account) are a little higher than some peers.
TD Ameritrade
TD's branches are concentrated in the Northeast if you like in-person service.
Human advisor available?
Fidelity
Not at this time.
TD Ameritrade
Account minimums
Fidelity
$0
TD Ameritrade
$0
Ease of use
Fidelity
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4 stars
TD Ameritrade
Star filledStar filledStar filledStar half
3.5 stars
Rollover

Fund a Fidelity IRA with a 401(k) rollover

Get Started

Fund a TD Ameritrade IRA with a 401(k) rollover

Get Started
COMPARE

Compare Fidelity Self-Directed IRA to another IRA product

COMPARE

Compare TD Ameritrade Self Directed IRA to another IRA product

Find & move your old 401(k)s into your new IRA