Rollover Basics

Everything you need to know about 401(k) rollovers.

Did you know leaving behind a 401(k) account could cost you almost $700k in foregone retirement savings?

We consulted with experts like The Center For Retirement Research to perform the most comprehensive analysis to date on what the forgotten 401(k) crisis costs us — and what we can do about it.

How to open an IRA

An Individual Retirement Account – or IRA – is a popular retirement savings account that is tied to an individual, not an employer. Opening an IRA is a pretty simple process. It’s important not to worry about how much you have to invest and to simply focus on getting started as soon as possible.

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401(k) Loans: Should you borrow from your retirement?

A 401(k) loan allows you to borrow from your retirement account. Before taking a 401(k) loan, make sure you understand the potential taxes and penalties you’ll owe if you don’t pay the funds back on time, as well as foregone investment gains that could impact your retirement plans.

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Do your 401(k) rollover online in just a few minutes!

We’ll help you track down your old 401(k), choose an IRA, and guide you thorough the entire process, for free!

Why use Capitalize?

401(k) rollovers can be tricky and the process varies depending on your 401(k) provider. Some providers require you to track down and fill out a form, others require a phone call with you and many will mail you a check to forward on to your new IRA provider. Selecting the right IRA can also be confusing if you’ve never done it before. The entire process can feel like a daunting and time-consuming process. 

The good news is that we’ve got a team of experts ready to assist with your rollover. We guide you through the entire process and our experts are here along the way if you have any questions or concerns.

It’s 100% free for you, and most of the process can be done online in just a few minutes.