Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

Schwab Intelligent Portfolios IRA Review

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Snapshot

Best if you wantA zero-fee portfolio from a well-recognized financial brand.
Fees0%
What you can invest inAll digital advisors create a diversified porfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
LimitationsYour portfolio will mainly have Schwab funds in it and Schwab keeps more of your money in cash than competitors which could impact your returns.
Account minimum$5,000
Ease of Use3 stars

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Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.