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We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

TD Ameritrade IRA vs Alto IRA

Updated on May 30, 2024

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TD Ameritrade offers a self-directed IRA as a well-balanced account as one of the larger providers of retirement accounts.

Alto IRA offers a self-directed IRA with more than than 200 coins and other alternative investments including venture capital, fine art, regenerative agriculture, private equity, and more.

Find & move your old 401(k)s into your new IRA
Provider
TD Ameritrade
Self-Directed IRA
AltoIRA
Self-Directed IRA
Fees
TD Ameritrade
$0 online trades for stocks and exchange-traded funds (ETFs)
AltoIRA
Crypto IRA: 1% Trade Fee for all transactions; No Custody or Account Fees
Alto IRA: Total invested capital $0.01 - $29,999.99: $37.50 per quarter; $30,000+: $100 per quarter
What they invest in
TD Ameritrade
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
AltoIRA
Private equity, venture capital, real estate, fine art, regenerative agriculture, rare spirits, over 200 different cryptocurrency coins
Limitations
TD Ameritrade
TD's branches are concentrated in the Northeast if you like in-person service.
AltoIRA
Standard restrictions on alternative investments apply; in addition, you cannot currently invest in publicly traded assets like stocks and bonds.
Human advisor available?
TD Ameritrade
AltoIRA
Good: access to research on private investments through Alto partners like AngelList and Forge.
Account minimums
TD Ameritrade
$0
AltoIRA
$0
Ease of use
TD Ameritrade
Star filledStar filledStar filledStar half
3.5 stars
AltoIRA
Star filledStar filledStar filledStar filledStar half
4.5 stars
Rollover

Fund a TD Ameritrade IRA with a 401(k) rollover

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Fund a AltoIRA IRA with a 401(k) rollover

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COMPARE

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Find & move your old 401(k)s into your new IRA