Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

Vanguard Personal Advisor IRA vs Wealthfront IRA

Vanguard Personal Advisor is a great option if you want An automated portfolio managed by Vanguard, one of the leaders in providing low-cost investment products. Access to this service at Vanguard requires a higher minimum investment ($50,000) but comes with access to human financial advisors.

Consider Wealthfront if you want A low-fee automated portfolio with a user interface that’s simple, clean, and very easy to use.

Vanguard Personal Advisor IRA

Automated

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Best if you want An automated portfolio managed by Vanguard, one of the leaders in providing low-cost investment products. Access to this service at Vanguard requires a higher minimum investment ($50,000) but comes with access to human financial advisors.
Fees 0.30%
What they invest in All digital advisors create a diversified porfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
Limitations Not as easy to use and poorer user experience than newer, digital-focused institutions.
Human advisor available? Yes – you’ll be assigned a full financial advisor to help manage your portfolio.
Account Minimums $50,000
Ease of Use 2 stars
Customer Support Mix of online and call center, with access to human advisors.
Additional Info Read our full review Learn more about Vanguard

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Compare Vanguard Personal Advisor IRA to another IRA product

Wealthfront IRA

Automated

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Best if you want A low-fee automated portfolio with a user interface that’s simple, clean, and very easy to use.
Fees 0.25%
What they invest in All digital advisors create a diversified porfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
Limitations Not much ability to influence the portfolio they create for you.
Human advisor available? Not at this time.
Account Minimums $500
Ease of Use 5 stars
Customer Support Mainly online
Additional Info Read our full review Learn more about Wealthfront

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Ready to take control of your assets?

Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.